Create A Loan Online with Us

A Deposit is simultaneauosly is made in a new account in your company name (No Chex Systems or Credit Check)

Make Low interest payments while your credit is being reported

Your deposit remains intact creating stabilty in your balance sheet for cash on hand.

Return the Deposit with a Faxed Form and your loan shows paid satisfied.

Payment Calculations (APR 4.9%):

$25,000. to $99,999. (3% up front, 1.9% over the course of 12 months) plus $295 setup fee
$100,000. to $149,999. (2.75% up front, 2.15% over the course of 12 months) plus $295 setup fee
$150,000. to $199,999. (2.5% up front, 2.4% over the course of 12 months) plus $295 setup fee
$200,000. to $249,000. (2.25% up front, 2.65% over the course of 12 months) plus $295 setup fee
$250,000. to $299,999. (2% up front, 2.9% over the course of 12 months) plus $295 setup fee
$300,000. to $349,999. (1.75% up front, 3.15% over the course of 12 months) plus $295 setup fee
$350,000. to $399,999. (1.5% up front, 3.4% over the course of 12 months) plus $395 setup fee
$400,000. to $449,999. (1.25% up front, 3.65% over the course of 12 months) plus $495 setup fee
$450,000. or more (1% up front, 3.9% over the course of 12 months) plus $595 setup fee

$1,000,000 or more (1.0% up front, 3.9% over the course of 12 months) Plus 0.1% setup fee

Our entire application and payment process is automated, fast, secure and easy.

Here's what you'll need for the application:

Identification of each signer (corporate officer or director of LLC).
It is best if you have a scanned copy to upload with the application. Otherwise, you can fax a clear copy to us at 270-423-3366.

Corporate Borrowers Only will also need the following:

Copy of articles of incorporation
Copy of current list of officers or members filing
It is best if you have digital copies which you can upload during the application process. Otherwise, you can fax them to us at 270-423-3366.

After you complete the application, you will be directed to a payment page. You will need a Paypal account.

FAST ONLINE APPLICATION & FUNDING

BVB's Standard Deposit Loan is a 12 month deposit loan at only 4.9% APR.

No credit check.
Partial interest payment at inception allows for very low monthly payments.
Monthly payments are very low (interest only)
Term is 12 months maximum and can be extended. No minimum term.
Initial Payment due at application, but not earned until you accept funding. You don't pay if we don't fund.
Easy online payment by Credit Card, Debit Card, or bank draft via Paypal.

THE PROCESS - PLEASE READ CAREFULLY!

The process is simple and fast. Our online application takes only a few minutes. Our system will bill you for the oringination fee online, and will instantly email you a completed agreement to review and execute.

BVB will underwrite your loan immediately. In general, we don't consider credit in underwriting this product because it is a cash secured loan. We do however want to make sure that you are who you say you are, that you understand the product and it's uses, and that you are able to communicate with us electronically.

In order to be in compliance with USA laws, we conduct global screening in over 120 criminal and regulatory databases.

Once you have completed the online application, we need a few documents either faxed to us at the number on the agreement, or emailed to us (we recommend using encrypted email for this). The required documents are listed below.

Upon approval, BVB will place funds in a Wall Street private investment club which holds only liquid cash deposits in the U.S. or the E.U. Trade Capital will then invite you to join the investment club, and agree to sell the shares of the club to you on a payment contract, for the same amount of the deposit plus 4.9% APR.

The shares of the club will be encumbered until you pay off the loan either in cash or by returning the shares to BVB or its affiliates, plus any interest owed.

Upon your review of your agreements and disclosures for the Private Investment Club, you may accept or decline the offer to join the private investment club. Should you decline, any payments made to BVB will be refunded promptly less setup fee. Should you accept, the funds remain on deposit in your investment club account.

Upon your proper execution of private investment club subscription agreement (making you a voting member of the investment club) and the agreement to purchase shares from BVB, the investment company administrator will assign the shares to you. You can then immediately verify the value of your share account via online banking interface. These funds can be verified in writing as well. Of course, the account will reflect the encumbrance (lien) created by the loan.

You may withdraw your funds from the investment club at any time to repay your loan. BVB will always accept assignment of shares in the investment club as payment for at least the original purchase price of the shares, less any withdrawals you have made.

Principal payments made on your deposit loan will reduce the lien amount on your deposit account. These amounts can then be withdrawn by either wire transfer or paypal (standard bank wire fees or paypal fees apply)

DOCUMENTS CHECKLIST FOR OFFICERS, DIRECTORS OR INDIVIDUAL BORROWERS:
State or federal issue identification (drivers license, passport, etc); and
Ficticious firm name (doing business as) filing, if you operate under a name other than your personal name.

ADDITIONAL DOCUMENTS CHECKLIST FOR CORPORATE BORROWERS:
Stamped copy of Articles of Incorporation;
Current copy of list of officers filing;
Current verification of status of corporation (web printout is OK)

A FEW MORE THINGS YOU SHOULD KNOW:

Upon successful completion of the online loan application, you will be billed the Origination Fee (this is interest for purposes of calculating the Annual Percentage Rate, and is paid as part of the the disclosed APR of 4.9%). Your payment proves your ability to pay, as well as acting as an identity resolution safeguard. Initial payments of less than $3,000. are accepted only via Paypal. Amounts over $3,000. are payable by Paypal or other means. Should you change your mind before accepting your shares in the investment company, we will promtly refund your initial payment less setup fee.

If you don't have a Paypal account, Please take a moment to get one for free. Paypal is a very important part of our product offering and the ongoing maintenance of your account, which is why it is a prerequisite.

Your initial payment and monthly bill will be invoiced via email and regular mail for your records. Monthly payments from borrowers with U.S. bank accounts are paid via ACH (automated clearing house). Other payment methods require an additional monthly fee of $15. Please email us to request instructions for payment by cashiers check.

Your investment club shares are an asset, and the value should be dislcosed by you on any application for financing.

Your Standard Deposit Loan is a secured instalment loan, and should also be disclosed as such by you when applying for financing with any financial institution. The reportable facts of the loan including the original amount, balance, last payment date and last payment amount will be disclosed to credit bureaus and authorized inquirers.

Standard Deposit Loans made to individuals are reported to Experian, Trans Union and PRBC.

Standard Deposit Loans made to businesses and corporations are reported to Experian Business Credit and Dun & Bradstreet.